The event of a car accident can be a confusing one. You are trying to figure out what just happened, but you also must start contacting and informing people about it. One of the questions that might run through your head is who you should call first as soon as you realize you have been in a car wreck in Utah. People usually call the hospital, the cops, or the insurer.
It is recommended to call law enforcement first, then the ambulance, and then your insurance company. Regardless of who you call first, you should not leave out any of these parties. You should report the accident even if you think that it was your fault. If the other party is responsible for your damages, and if you are from around Utah, you can get a Utah personal injury lawyer today.
Who should you first call after a car accident?
Most people are confused over whether they should phone the insurance company or the police officers first. While informing the insurance company and the cops is the most important thing to do to build a strong accident claim, you should not risk your health.
The first call you should make is to the ambulance or have someone else call for you. Once you have done that, you should inform the law enforcement. It is legally mandatory to inform the police about a car accident regardless of how minor you may think it is.
Now, the question comes down to whether you should call your insurance company or an attorney. It is highly recommended not to speak to the insurance company before you contact a lawyer. The insurance company is not on your team and will likely take your words out of context, twist them into something they are not, and devalue your claim.
Always talk to an attorney first before speaking to your or the other party’s insurance adjuster.
Why should you call your insurance company if the other party is going to pay for your damages?
If you win your car accident claim, the liable party’s insurance company will pay for your damages. However, it is still important to inform your own insurance company about the accident for the following reasons:
- You can get quick coverage for damages or injuries.
- You get access to financial aid to navigate the claim process smoothly.
- The other driver may claim that you were at fault and that your story might not match what they think.
- You might have out-of-pocket expenses, and you will not receive medical compensation immediately.
Regardless of how little the damage may be, you should inform the insurance company. However, you should not let them know that the damage is not substantial.
An attorney can help you maximize your compensation. Contact one today!
