When it comes to choosing a gift for a loved one, the whole thing could be overwhelming. From being clueless about what to give to getting confused among many options, you come across many stages. Why not put an end to all this apprehension and replace a gift with a prepaid card? It is a safe and convenient gifting option. You will not be worried if the receiver will like the gift as you give them monetary power to purchase something of their choice. A gift card is a prepaid debit card with a fixed amount that can be used at a merchant outlet. Let’s read more about the benefits of prepaid debit cards or gift cards.
Benefits of gift cards
Flexibility to choose
A gift card gives the recipient the freedom to shop from any retail store or even online. RuPay prepaid card, for instance, works on almost every merchant outlet, which means you can use it for grocery shopping, buying clothes, or even at a salon.
A gift card is easy to use. You just need to swipe it to make the electronic payment.
A prepaid card works like a debit card. In case it is lost or stolen, you can block and get a new card. This saves you from the fear of losing money.
Many gift cards nowadays come in the form of mobile cards. You can directly send the gift card on the mobile phone of the receiver through SMS or email. They can get the card scanned and use it when making a payment.
Ease of tracking
If you give a gift card to youngsters, it gets easier to restrict them from going overspending and control their spending habits. Some prepaid cards also come with the feature of restricting the amount of money that can be spent and the locations of using the card.
Benefits for Businesses
- Gift cards can be shared through a single debit instruction, which saves all the time. Also, it lowers the packaging and handling cost.
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- Employees find gift cards more useful as they can buy anything of their choice.
Benefits for Individuals
- A gift card is safer than carrying cash. Moreover, the cardholder will receive an SMS alert on every transaction.
- The recipient can also avail of amazing discounts on dining, travel, shopping, etc. with a gift card.
The cost of sending a gift card is less than that of sending a package. Moreover, you can send the card online or via SMS, which makes it convenient for the recipient to safely keep the card.
Prepaid gift cards are extremely loved by people who receive them because they can now buy things of their choice using the money. Also, it could be a way to help someone during a rough time, as some of the cards can be used to withdraw cash.