Life changes with age, and there comes a time when you are unable to live independently. You don’t want to be a burden on the family and don’t want to lose out on the quality of life. These things make it mandatory to plan your future, and that’s where an elder law attorney can help. There are law firms in Harrisburg, like Keystone Elder Law, that have competent attorneys to help seniors. Here are some things that an attorney can help with.
Long-term care planning
After an age, you will need assistance for activities of daily living, such as bathing, dressing, eating, and running errands. Whether you want to stay at home and continue receiving the required care or wish to move to a specialized facility, you have to ensure you are financially equipped to make the right decision. That’s where an elder law attorney can become your trusted aide. They will consider your circumstances and the kind of care you need and determine the best way to plan your long-term care needs. They can also help find senior care facilities and other options.
Powers of attorney
Dealing with certain health conditions, such as Alzheimer’s, Parkinson’s disease, and dementia, can be challenging. You may not be in a position to make decisions about your care. If you have a durable power of attorney, you get to choose a person who makes financial and medical decisions on your behalf. An attorney can help you prepare the document. If you become incapacitated without a power of attorney, an elder law attorney can help the family obtain guardianship, which will allow them to manage your personal & financial affairs.
Medicaid and Medicare planning
Because elder law attorneys are familiar with Medicaid programs, they can offer insights into eligibility and the entire application process. They can offer details on managing your assets and finances so that you can take advantage of the benefits. Attorneys also help clients with Medicare and Social Security, and if further appeals or other steps are required, they serve as advocates. There are several factors that determine whether you would be eligible for Medicaid or Medicare, such as your financial situation and the cost of medical care. Also, Medicaid requirements vary by state. Your lawyer will navigate these aspects for you.
Estate planning
Having an estate plan is extremely crucial, no matter your age. Contrary to popular belief, it is never too early to plan your future, and if you are already in your golden years, you shouldn’t be delaying that any further. You can consider having a “living will”, which will ensure your assets are managed effectively if you are disabled or incapacitated. You also need a will, which will determine how your estate will be divided after your death. Estate planning gives you the control you need during your lifetime and after your death.
How do you find an elder law attorney in Harrisburg?
First and foremost, look for experience in specific areas that matter for your situation, such as asset protection, estate planning, and Medicaid planning. Choose someone who is based in Harrisburg so that you can meet the lawyer in person. Asking about the attorney’s background and experience is critical, and before you step in, make a list of questions that are unique to your circumstances. A competent attorney is someone who takes time to educate potential clients, especially seniors who may have a hard time grasping changing laws and requirements. Check the track record of the law firm and look at online reviews and ratings to compare options.
Schedule the first meeting with an elder law attorney in Harrisburg today!