Personal injuries are legally considered injuries to an individual’s physical or emotional health. They are usually caused by someone’s negligent actions and have disastrous and long-term consequences for the victim. Common incidents that lead to personal injuries include auto accidents, slip and falls, and medical malpractice.
In such situations, victims are entitled to seek compensation from the negligent party’s insurance company to cover the cost of their damages. It is necessary to have the guidance of an experienced Grand Junction personal injury attorney while seeking your rightful compensation. Their presence prevents you from making common mistakes that harm your case.
Reasons to refuse the initial offer.
- Insurance companies do not care about you.
Although the company representatives may approach you with a friendly attitude, you need to understand that they are not on your side. They are focused on maintaining their company’s profits and are not likely to offer you a fair settlement. Their motive is not to help you but to make you accept the least amount of compensation, so the first offer is the lowest. Without a lawyer on your side, the offer you receive may even be lower than what you deserve.
- Inaccurate estimate of damages.
You may be in a state of distress and accept the first offer despite it being unfair. You may not realize that this value will be insufficient to recover all expenses and strain your future finances significantly, especially in cases when your damages worsen. A lawyer can carefully analyze your situation to consider all your damages, determine how they will affect you in the future, and fight for the claim you deserve.
- You will miss out on a better offer.
Insurance firms may apply many negotiation tactics such as blaming your injuries on pre-existing medical conditions or blaming you for the incident to justify reducing or dismissing your claim. You may feel pressured to accept the minimized claim. Lawyers are highly skilled negotiators and are aware of the insurance firm’s intentions. They help gather and represent proper evidence that proves the negligence of the other party and the damages you suffered because of it.
You must be careful of what you say to the insurance company and let your lawyer carry out all negotiations with them. Your lawyer dedicatedly advocates on your behalf and does not let you suffer the negative impact of low compensation. Grand Junction lawyers have the experience to negotiate with insurance firms and settle for the best offer. In cases where the firm refuses to accept the actual value of your claim, your lawyer is equipped to represent you in court.
